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EDD document fields

Breaking
  • Save payin EDD and Save payout EDD take tax_document_url and tax_document_passwords in place of itr_report_url and itr_report_passwords. Both are optional.
  • bank_statement_passwords is optional. A new optional country_specific_documents takes extra files keyed by document type.
  • An EDD can move through DOCS_REQ and IN_REVIEW before it ends as VERIFIED or FAILED. The mock endpoints accept every status. See Limits and EDD.

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US bank linking

New

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Mock bank verification

New
  • POST /bank/mock-bank-verification sets a sandbox bank account to VERIFIED, FAILED (with a failure_reason) or MANUAL_REVIEW. It doesn’t send a BANK webhook.
  • For a US customer, leave out bank_id to create a linked sandbox account for ACH_PULL payins.

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Remittance outside India

Improved
  • India remittances keep the dedicated remittance payout API, settled through RDA.
  • Every other payout market supports remittance as a standard payout: onboard the beneficiary with payout-only onboarding and set transfer_purpose and is_self_transfer: false. See Cross-border payments.
  • Remittance quotations accept sending_amount or receiving_amount, exactly one.

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Documentation

Improved
  • Cross-border payments replaces the Remittance guide. It explains the stablecoin sandwich (a payin to USDC, then a payout). The India RDA flow is unchanged.
  • Payout-only markets no longer have their own country pages. Supported geographies links each one to the Flow Builder.
  • The API reference is grouped by resource (Customers, KYC, Bank accounts, Payins, Payouts and so on), and each endpoint appears once.
  • Every request field states whether it’s required, optional, or required only in a stated case.
  • The configuration endpoints document supported_networks and payment_methods, and coin limits per asset, network and payment method.
  • Payin and payout quotations are documented with their real 201 Created status.
  • Error codes moved to the API reference.