curl --request POST \
--url https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate \
--header 'Content-Type: application/json' \
--header 'X-API-KEY: <api-key>' \
--header 'X-SIGNATURE: <api-key>' \
--header 'X-TIMESTAMP: <api-key>' \
--data '
{
"quotation_id": "2e104290-07c8-49f1-a5ca-0d27f0078f8a",
"customer_id": "def8b740-99f9-4cba-bc9e-99de57e927b4",
"remitter_id": "e14fa86f-2a5e-437a-a031-949c68ade933",
"client_reference_id": "testUser123",
"transaction_hash": ""
}
'import requests
url = "https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate"
payload = {
"quotation_id": "2e104290-07c8-49f1-a5ca-0d27f0078f8a",
"customer_id": "def8b740-99f9-4cba-bc9e-99de57e927b4",
"remitter_id": "e14fa86f-2a5e-437a-a031-949c68ade933",
"client_reference_id": "testUser123",
"transaction_hash": ""
}
headers = {
"X-API-KEY": "<api-key>",
"X-TIMESTAMP": "<api-key>",
"X-SIGNATURE": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
'X-API-KEY': '<api-key>',
'X-TIMESTAMP': '<api-key>',
'X-SIGNATURE': '<api-key>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
quotation_id: '2e104290-07c8-49f1-a5ca-0d27f0078f8a',
customer_id: 'def8b740-99f9-4cba-bc9e-99de57e927b4',
remitter_id: 'e14fa86f-2a5e-437a-a031-949c68ade933',
client_reference_id: 'testUser123',
transaction_hash: ''
})
};
fetch('https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'quotation_id' => '2e104290-07c8-49f1-a5ca-0d27f0078f8a',
'customer_id' => 'def8b740-99f9-4cba-bc9e-99de57e927b4',
'remitter_id' => 'e14fa86f-2a5e-437a-a031-949c68ade933',
'client_reference_id' => 'testUser123',
'transaction_hash' => ''
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"X-API-KEY: <api-key>",
"X-SIGNATURE: <api-key>",
"X-TIMESTAMP: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate"
payload := strings.NewReader("{\n \"quotation_id\": \"2e104290-07c8-49f1-a5ca-0d27f0078f8a\",\n \"customer_id\": \"def8b740-99f9-4cba-bc9e-99de57e927b4\",\n \"remitter_id\": \"e14fa86f-2a5e-437a-a031-949c68ade933\",\n \"client_reference_id\": \"testUser123\",\n \"transaction_hash\": \"\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("X-API-KEY", "<api-key>")
req.Header.Add("X-TIMESTAMP", "<api-key>")
req.Header.Add("X-SIGNATURE", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate")
.header("X-API-KEY", "<api-key>")
.header("X-TIMESTAMP", "<api-key>")
.header("X-SIGNATURE", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"quotation_id\": \"2e104290-07c8-49f1-a5ca-0d27f0078f8a\",\n \"customer_id\": \"def8b740-99f9-4cba-bc9e-99de57e927b4\",\n \"remitter_id\": \"e14fa86f-2a5e-437a-a031-949c68ade933\",\n \"client_reference_id\": \"testUser123\",\n \"transaction_hash\": \"\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["X-API-KEY"] = '<api-key>'
request["X-TIMESTAMP"] = '<api-key>'
request["X-SIGNATURE"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"quotation_id\": \"2e104290-07c8-49f1-a5ca-0d27f0078f8a\",\n \"customer_id\": \"def8b740-99f9-4cba-bc9e-99de57e927b4\",\n \"remitter_id\": \"e14fa86f-2a5e-437a-a031-949c68ade933\",\n \"client_reference_id\": \"testUser123\",\n \"transaction_hash\": \"\"\n}"
response = http.request(request)
puts response.read_body{
"status": true,
"message": "Success",
"data": {
"id": "b3f1c2d4-5e6f-4a7b-8c9d-0e1f2a3b4c5d",
"quotation_id": "59bf60c3-e9af-40a7-9d5c-2a1aa191e769",
"customer_id": "84737c7d-7b62-4204-80d6-80f6ecb3ceb4",
"bank_id": "cab47575-bbcb-4294-81a3-30774104f3b6",
"remitter_id": "e14fa86f-2a5e-437a-a031-949c68ade933",
"asset": "USDT",
"network": "tron",
"fiat": "INR",
"rate": "85.00",
"sending_amount": "60.00",
"receiving_amount": "5100.00",
"client_reference_id": "payout-ref-001",
"fees": {
"zapyd_fee": "0.00",
"client_fee": "0.00",
"client_gst": "0.00",
"tds": "0"
},
"status": "PROCESSING",
"wallet_address": "TXqH4MnDw46f3yyrRwau3JF92Y1ie3pAXf",
"transaction_hash": "0x9f2c…",
"created_at": "2026-09-30T10:00:00Z"
}
}{
"status": false,
"message": "Bad Request",
"err_code": "REQ_FIELD_MISSING",
"errors": {
"remitter_id": [
"This field is required."
]
},
"data": null
}{
"status": false,
"message": "Internal Server Error",
"data": null,
"err_code": "SYS_INTERNAL_ERROR",
"errors": "Unexpected error occurred. Please try again later."
}Create Payout
Creates a payout in the remittance flow. It works like Create Payout but requires a remitter_id.
curl --request POST \
--url https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate \
--header 'Content-Type: application/json' \
--header 'X-API-KEY: <api-key>' \
--header 'X-SIGNATURE: <api-key>' \
--header 'X-TIMESTAMP: <api-key>' \
--data '
{
"quotation_id": "2e104290-07c8-49f1-a5ca-0d27f0078f8a",
"customer_id": "def8b740-99f9-4cba-bc9e-99de57e927b4",
"remitter_id": "e14fa86f-2a5e-437a-a031-949c68ade933",
"client_reference_id": "testUser123",
"transaction_hash": ""
}
'import requests
url = "https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate"
payload = {
"quotation_id": "2e104290-07c8-49f1-a5ca-0d27f0078f8a",
"customer_id": "def8b740-99f9-4cba-bc9e-99de57e927b4",
"remitter_id": "e14fa86f-2a5e-437a-a031-949c68ade933",
"client_reference_id": "testUser123",
"transaction_hash": ""
}
headers = {
"X-API-KEY": "<api-key>",
"X-TIMESTAMP": "<api-key>",
"X-SIGNATURE": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
'X-API-KEY': '<api-key>',
'X-TIMESTAMP': '<api-key>',
'X-SIGNATURE': '<api-key>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
quotation_id: '2e104290-07c8-49f1-a5ca-0d27f0078f8a',
customer_id: 'def8b740-99f9-4cba-bc9e-99de57e927b4',
remitter_id: 'e14fa86f-2a5e-437a-a031-949c68ade933',
client_reference_id: 'testUser123',
transaction_hash: ''
})
};
fetch('https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'quotation_id' => '2e104290-07c8-49f1-a5ca-0d27f0078f8a',
'customer_id' => 'def8b740-99f9-4cba-bc9e-99de57e927b4',
'remitter_id' => 'e14fa86f-2a5e-437a-a031-949c68ade933',
'client_reference_id' => 'testUser123',
'transaction_hash' => ''
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"X-API-KEY: <api-key>",
"X-SIGNATURE: <api-key>",
"X-TIMESTAMP: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate"
payload := strings.NewReader("{\n \"quotation_id\": \"2e104290-07c8-49f1-a5ca-0d27f0078f8a\",\n \"customer_id\": \"def8b740-99f9-4cba-bc9e-99de57e927b4\",\n \"remitter_id\": \"e14fa86f-2a5e-437a-a031-949c68ade933\",\n \"client_reference_id\": \"testUser123\",\n \"transaction_hash\": \"\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("X-API-KEY", "<api-key>")
req.Header.Add("X-TIMESTAMP", "<api-key>")
req.Header.Add("X-SIGNATURE", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate")
.header("X-API-KEY", "<api-key>")
.header("X-TIMESTAMP", "<api-key>")
.header("X-SIGNATURE", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"quotation_id\": \"2e104290-07c8-49f1-a5ca-0d27f0078f8a\",\n \"customer_id\": \"def8b740-99f9-4cba-bc9e-99de57e927b4\",\n \"remitter_id\": \"e14fa86f-2a5e-437a-a031-949c68ade933\",\n \"client_reference_id\": \"testUser123\",\n \"transaction_hash\": \"\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://sandbox.zapyd.com/pos/api/v1/remittance-payout/initiate")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["X-API-KEY"] = '<api-key>'
request["X-TIMESTAMP"] = '<api-key>'
request["X-SIGNATURE"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"quotation_id\": \"2e104290-07c8-49f1-a5ca-0d27f0078f8a\",\n \"customer_id\": \"def8b740-99f9-4cba-bc9e-99de57e927b4\",\n \"remitter_id\": \"e14fa86f-2a5e-437a-a031-949c68ade933\",\n \"client_reference_id\": \"testUser123\",\n \"transaction_hash\": \"\"\n}"
response = http.request(request)
puts response.read_body{
"status": true,
"message": "Success",
"data": {
"id": "b3f1c2d4-5e6f-4a7b-8c9d-0e1f2a3b4c5d",
"quotation_id": "59bf60c3-e9af-40a7-9d5c-2a1aa191e769",
"customer_id": "84737c7d-7b62-4204-80d6-80f6ecb3ceb4",
"bank_id": "cab47575-bbcb-4294-81a3-30774104f3b6",
"remitter_id": "e14fa86f-2a5e-437a-a031-949c68ade933",
"asset": "USDT",
"network": "tron",
"fiat": "INR",
"rate": "85.00",
"sending_amount": "60.00",
"receiving_amount": "5100.00",
"client_reference_id": "payout-ref-001",
"fees": {
"zapyd_fee": "0.00",
"client_fee": "0.00",
"client_gst": "0.00",
"tds": "0"
},
"status": "PROCESSING",
"wallet_address": "TXqH4MnDw46f3yyrRwau3JF92Y1ie3pAXf",
"transaction_hash": "0x9f2c…",
"created_at": "2026-09-30T10:00:00Z"
}
}{
"status": false,
"message": "Bad Request",
"err_code": "REQ_FIELD_MISSING",
"errors": {
"remitter_id": [
"This field is required."
]
},
"data": null
}{
"status": false,
"message": "Internal Server Error",
"data": null,
"err_code": "SYS_INTERNAL_ERROR",
"errors": "Unexpected error occurred. Please try again later."
}Create Payout
Error Codes and Messages
| API Status Code | Response | Reason |
|---|---|---|
| 400 | Bad Request | remitter_id (or another required field) is missing |
| 400 | Client Reference ID already exists | Client Reference ID already exists |
| 400 | Quotation is not found | Quotation does not exist or does not belong to this organization |
| 400 | Quotation has expired | Quotation has expired |
| 400 | Quotation is already linked to another payout | Quotation is already linked to another payout |
| 400 | Unable to process payout. Please try again. | Order creation failed; the payout is rolled back and not created |
| 500 | Internal Server Error | Internal Server Error |
Authorizations
API Key for authentication
Current timestamp in seconds since epoch
HMAC SHA256 signature of the request encoded in Base64
Body
The unique identifier of the quotation, obtained from POST /remittance-payout/quotation
"2e104290-07c8-49f1-a5ca-0d27f0078f8a"
The unique identifier of the customer
"def8b740-99f9-4cba-bc9e-99de57e927b4"
The unique identifier of the remitter, obtained from POST /kyc/remitter/create. Stored on the payout and echoed back in the response.
"e14fa86f-2a5e-437a-a031-949c68ade933"
Optional client reference ID for tracking.
"testUser123"
Required on the per-order model: hash of your transfer of sending_amount to the quotation's wallet_address. Leave it out on the prefunded model.
""
Response
Remittance payout created successfully
true
"Success"
Hide child attributes
Hide child attributes
Payout ID
"b3f1c2d4-5e6f-4a7b-8c9d-0e1f2a3b4c5d"
Quotation ID
"59bf60c3-e9af-40a7-9d5c-2a1aa191e769"
Customer ID
"84737c7d-7b62-4204-80d6-80f6ecb3ceb4"
Bank account ID
"cab47575-bbcb-4294-81a3-30774104f3b6"
Remitter ID (remittance payouts only)
"e14fa86f-2a5e-437a-a031-949c68ade933"
"USDT"
Network
"tron"
"INR"
Fee-inclusive rate
"85.00"
Crypto amount
"60.00"
Fiat amount the beneficiary receives
"5100.00"
"payout-ref-001"
Fee breakdown
{ "zapyd_fee": "0.00", "client_fee": "0.00", "client_gst": "0.00", "tds": "0" }
Payout status
PROCESSING, SUCCESS, FAILED, REFUNDED, IN_REVIEW "PROCESSING"
Deposit address from the quotation
"TXqH4MnDw46f3yyrRwau3JF92Y1ie3pAXf"
On-chain funding transaction
"0x9f2c…"
"2026-09-30T10:00:00Z"